Banking is a field of study teaching about the essence and functioning of financial enterprises, such as banks. During the studies, students learn about the banking system, financial operations and risk management. The emergence of a field of study closely related to banking is associated with growing competition among banking institutions, as well as dynamic changes and modernization of technology in the financial services sector in the world. Among the offers on the labor market, many concerns related to banking, finances, loans, consulting, and thus the demand for a qualified team of banking specialists is constantly increasing.
Characteristics of the direction
Studies in banking can be studied at state and private universities, in a five-year system, divided into three-year bachelor and two-year MA studies. The aim of the studies is to prepare highly educated professionals for the needs of the banking sector. Banking graduates are perfectly familiar with the law, modern standards of customer service, modern electronic banking systems, banking administration and finances, have a wide theoretical knowledge allowing them to flexibly adapt to the constantly evolving domestic, European and global market. Among the many subjects taught in the Banking field there are general subjects, such as mathematics, mathematics in finance, banking accounting, statistics, logic and major: ethics in the bank’s operations, money and capital market, asset and liability management, internal and external audit, and control Bank’s activities basic elements of the market mechanism, banking system and European standards, banking informatics and electronic banking, methods of assessing creditworthiness, legal bases of banking operations, banking operations – domestic and foreign, bank deposits, loans and credit analysis, banking marketing.
Theoretical knowledge supported by a number of exercises and practices guarantee that the Banking graduate will become a professional in the banking industry. After graduation, a Banking graduate can look for employment in banks (starting from positions related to customer service, through analysts and above), in companies involved in financial intermediation (creditworthiness testing, lending and loans), in insurance companies, as well as in units government and local government in positions where knowledge in the field of banking and finance is required. Bank graduates with a light pen are also eagerly employed as journalists in industry journals (as the authors of expert articles on finance); work can also be found in education (pedagogical studies required). Banking studies in themselves offer many opportunities, but it is always worth supporting them with a business foreign language and additional qualifications, courses or KNF exams. It is worth taking the European Banking Certificate (EFCB) exam, thanks to which you can take a job on the financial services market abroad – additional qualifications mean opportunities for a very good job, high earnings and professional prestige.